PFML – Benefits Coordination
Washington State's new Paid Family & Medical leave program started collecting premiums this month, but I still have a lot of burning questions regarding benefits coordination. Here's my list so far.
I’ve got questions about how the state’s new Paid Family & Medical Leave (PFML) will coordinate with other sources of income. Unfortunately, this doesn’t look to be an item on the rulemaking docket yet. The Employment Security Department (ESD) has advised me to keep checking back. In the meantime, I’m creating a list of the issues we’ll need to see addressed.
First, let me start off with defining two types of benefits provisions. When an individual qualifies for more than one salary replacement program, the benefits could be “stacked” or “offset.” These provisions are often included within insured STD and LTD contracts.
Here’s my list of questions so far. I would love to hear your thoughts and additions!
My next task is to research how other states’ paid leave programs work alongside disability insurance plans and employer-paid wages!
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I love numbers. I'm a math geek. I read benefits industry articles and periodicals for relaxation (but, honestly, I'm still a fun gal). I also like to share what I've learned and you'll find it all here.