The feds recently expanded Short Term Medical (STM) coverage to allow for a 12-month policy duration, with renewals. In their version, a policyholder could remain on an STM for up to three years once renewals are taken into account. But, don’t get too excited, states still have the power to restrict these plans, or to outlaw them altogether. Now, Washington state is not one to let a Fed plan stand “as is,” so, to that end, the Office of the Insurance Commissioner (OIC) has been working on their own STM plan rules.
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I love numbers. I'm a math geek. I read benefits industry articles and periodicals for relaxation (but, honestly, I'm still a fun gal). I also like to share what I've learned and you'll find it all here.