The details and implementation of Washington State's long term care program, WA Cares, are still being ironed out in the state legislature. Here is what we know so far.
The LTSS Commission (overseeing WA Cares and providing recommendations to the legislature for changes to the law), met at the end of July. There are workgroups, offshoots of the Commission, that are working to create the specs for an LTCi supplemental product, exemption recertification, benefit eligibility, and portability. During the July meeting, the LTCi group presented to the Commission. The other workgroups will be presenting at the September 13th LTSS Commission meeting.
If you would like snippets of the July meeting, see our Meeting-at-a-Glance section below. Want to delve in deeper? You can watch the July meeting OnDemand and review the minutes, their presentation, or the Supplemental Private LTCi Workgroup Report.
Workgroup Reports (the first was presented in July; others will be presented on 9/13)
Supplemental Private LTCi (SPLTCI) Workgroup Final Report
These are the main bullet points from this Workgroup’s report:
The Bottom Line
Every agent who has clients with LTCi policies or riders should be paying attention to the LTSS Commission meetings and workgroup reports. As we saw last year, the legislature will typically enact most, if not all, of the recommendations that come out of the LTSS Commission. Each meeting has a public comment period, and I highly recommend adding your agent experience to the conversation, since there continue to be no agents, carrier representatives, or WA OIC employees on the LTSS Commission.
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I love numbers. I'm a math geek. I read benefits industry articles and periodicals for relaxation (but, honestly, I'm still a fun gal). I also like to share what I've learned and you'll find it all here.